.hp{--hp-radius: 20px;--hp-radius-sm: 14px;--hp-edge: 1px solid rgba(15, 23, 42, .08);--hp-shadow: 0 1px 2px rgba(15, 23, 42, .04);--hp-shadow-hover: 0 18px 40px -18px rgba(0, 51, 153, .35), 0 6px 16px -8px rgba(15, 23, 42, .18);--hp-ink: #0b1220;--hp-muted: #4b5563;--hp-faint: #6b7280;max-width:1120px;margin:0 auto;padding:0 1.25rem}.hp-section{margin:0 auto;padding:1.1rem 0}.hp-section--tight{padding:.7rem 0 0}@media(min-width:768px){.hp-section{padding:1.9rem 0}}.hp-head{max-width:720px;margin:0 auto 1.1rem;text-align:center}.hp-rule{width:40px;height:3px;margin:0 auto 1rem;border-radius:999px;background:linear-gradient(90deg,var(--eu-gold),var(--eu-gold-dark))}.hp-h2{font-size:clamp(1.3rem,2.8vw,1.85rem);font-weight:800;letter-spacing:-.02em;line-height:1.15;color:var(--hp-ink);margin:0}.hp-h3{font-size:clamp(1.15rem,2.1vw,1.4rem);font-weight:800;letter-spacing:-.015em;color:var(--hp-ink);margin:0}.hp-lead{margin:.85rem auto 0;max-width:640px;font-size:.95rem;line-height:1.6;color:var(--hp-muted)}.hp-callout{max-width:760px;margin:0 auto;display:flex;align-items:flex-start;gap:1.1rem;padding:1.25rem 1.5rem;border-radius:var(--hp-radius);background:linear-gradient(180deg,#f3fbf6,#fff);border:1px solid rgba(22,163,74,.18);box-shadow:var(--hp-shadow)}.hp-callout-tile{flex-shrink:0;width:44px;height:44px;display:flex;align-items:center;justify-content:center;border-radius:12px;background:linear-gradient(135deg,#22c55e,#16a34a);color:#fff;box-shadow:0 6px 16px -6px #16a34a99}.hp-callout-tile svg{width:22px;height:22px}.hp-callout-title{font-size:.92rem;font-weight:800;color:#15803d;letter-spacing:-.01em;margin-bottom:.3rem}.hp-callout-body{font-size:.85rem;line-height:1.55;color:var(--hp-muted);margin:0}.hp-steps{display:grid;grid-template-columns:1fr;gap:1rem;max-width:980px;margin:0 auto;position:relative}@media(min-width:768px){.hp-steps{grid-template-columns:repeat(3,1fr);gap:1.5rem}.hp-steps:before{content:"";position:absolute;top:40px;left:16%;right:16%;height:2px;background:linear-gradient(90deg,var(--eu-blue-light),var(--eu-gold),var(--eu-blue-light));z-index:0}}.hp-step{position:relative;z-index:1;background:#fff;border:var(--hp-edge);border-radius:var(--hp-radius);padding:1.35rem 1.25rem;text-align:center;box-shadow:var(--hp-shadow);transition:transform .25s ease,box-shadow .25s ease}.hp-step:hover{transform:translateY(-4px);box-shadow:var(--hp-shadow-hover)}.hp-step-badge{width:38px;height:38px;margin:0 auto .75rem;display:flex;align-items:center;justify-content:center;border-radius:50%;background:linear-gradient(135deg,var(--eu-blue) 0%,var(--eu-blue-dark) 100%);color:#fff;font-weight:800;font-size:1.05rem;box-shadow:0 6px 16px -6px #0399}.hp-step-tile{width:52px;height:52px;margin:0 auto .75rem;display:flex;align-items:center;justify-content:center;border-radius:var(--hp-radius-sm);background:linear-gradient(135deg,var(--eu-blue-light),#fff);border:1px solid rgba(0,51,153,.12);color:var(--eu-blue)}.hp-step-tile svg{width:26px;height:26px}.hp-step-title{font-size:.95rem;font-weight:800;color:var(--hp-ink);letter-spacing:-.01em;margin-bottom:.4rem}.hp-step-desc{font-size:.82rem;line-height:1.55;color:var(--hp-faint);margin:0}.hp-grid{display:grid;grid-template-columns:1fr;gap:.85rem;max-width:1080px;margin:0 auto}@media(min-width:560px){.hp-grid{grid-template-columns:repeat(2,1fr);gap:1.1rem}}@media(min-width:920px){.hp-grid{grid-template-columns:repeat(3,1fr);gap:1.25rem}}.hp-card{background:#fff;border:var(--hp-edge);border-radius:var(--hp-radius);padding:1.3rem;box-shadow:var(--hp-shadow);transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease}.hp-card:hover{transform:translateY(-4px);box-shadow:var(--hp-shadow-hover);border-color:#0033992e}.hp-card-tile{width:44px;height:44px;margin-bottom:.85rem;display:flex;align-items:center;justify-content:center;border-radius:13px;background:linear-gradient(135deg,var(--eu-blue-light),#fff);border:1px solid rgba(0,51,153,.1);color:var(--eu-blue);transition:transform .25s ease}.hp-card:hover .hp-card-tile{transform:scale(1.06)}.hp-card-tile svg{width:24px;height:24px}.hp-card-title{font-size:.92rem;font-weight:800;color:var(--hp-ink);letter-spacing:-.01em;margin-bottom:.4rem}.hp-card-desc{font-size:.82rem;line-height:1.55;color:var(--hp-faint);margin:0}.hp-faq{max-width:760px;margin:0 auto;background:#fff;border:var(--hp-edge);border-radius:var(--hp-radius);box-shadow:var(--hp-shadow);overflow:hidden}.hp-faq-item{border-bottom:1px solid rgba(15,23,42,.07)}.hp-faq-item:last-child{border-bottom:0}.hp-faq-item summary{display:flex;align-items:center;justify-content:space-between;gap:1rem;cursor:pointer;list-style:none;padding:1rem 1.35rem;font-weight:700;font-size:.9rem;color:var(--hp-ink);transition:color .2s ease,background .2s ease}.hp-faq-item summary::-webkit-details-marker{display:none}.hp-faq-item summary:hover{color:var(--eu-blue);background:var(--gray-50)}.hp-faq-icon{position:relative;flex-shrink:0;width:22px;height:22px}.hp-faq-icon:before,.hp-faq-icon:after{content:"";position:absolute;background:var(--eu-blue);border-radius:2px;transition:transform .25s ease,opacity .25s ease}.hp-faq-icon:before{top:10px;left:3px;width:16px;height:2px}.hp-faq-icon:after{top:3px;left:10px;width:2px;height:16px}.hp-faq-item[open] .hp-faq-icon:after{transform:rotate(90deg);opacity:0}.hp-faq-answer{padding:0 1.35rem 1.15rem;font-size:.85rem;line-height:1.6;color:var(--hp-muted);margin:0}.hp-reveal{opacity:0;transform:translateY(16px);transition:opacity .45s cubic-bezier(.22,1,.36,1),transform .45s cubic-bezier(.22,1,.36,1);will-change:opacity,transform}.hp-reveal.is-in{opacity:1;transform:none}@media(prefers-reduced-motion:reduce){.hp-reveal{opacity:1;transform:none;transition:none}.hp-step,.hp-card,.hp-card-tile{transition:none}}